"We believe professional impartial/unbiased mortgage advice can add significant value. It is because of this belief that we provide a service that does much more than simply choose the cheapest rate."
-Padraig Moloney, IMS Mortgages
Our mortgage adviser / broker will:
Identify your unique mortgage requirements.
Provide clear and simple explanations of confusing mortgage jargon.
Complete market research of mortgage lenders and create a suitable lender shortlist
Assist in completing the mortgage application and position application for approval
Submit application with lender and commence lender negotiations
Liaise with third parties such as selling agents, solicitors, engineers, valuers, etc to ensure mortgage is completed efficiently.
Manage the final completion process to make certain mortgage funds are released to complete mortgage
For more information on your mortgage options please download our free mortgage guide below
View our Mortgage guideLooking for your first home then talk to Clonmel Mortgages today. We will take you through all the options.
Do you want to trade up from your current house but don't know where to start, then we are here to help. Talk to Clonmel Mortgages today.
Want the most competitive rates in the market but unsure how switching works, then our Broker team are the people to talk to.
Do you feel now is the right time to invest or expand your portfolio, We can help you navigate the market and make the right choices.
Building your own home can be one of the most rewarding ventures ever but also a mine field of paperwork and regulations. Our team are there through every stage.
We provide mortgage and debt restructuring services and ensure our customers are in a position to avail of the very latest debt restructuring options.
Visit our dedicated Debt Management website for more details.
At Clonmel Mortgages we provide in-house Mortgage Workshops for company employees. Companies do find this service, at no cost , to be of great benefit to their employees, giving each employee a better understanding of the mortgage market.
with over 19 years of experience in the Mortgage market we are well placed to offer expert advice.
Individual approach to each and every client. We understand that no two clients have the same needs
Combination of experience and knowing our clients help us to find the perfect solution to your needs.
BBS, QFA, MMII (Grad), APA ( Debt Management Services), Certificate Residential Mortgage Arrears
Padraig our Director of Mortgage services has over 20 years of mortgage and financial advisory experience and is with the business as its founding member since 1999. Padraig believes that advice concerning a customers mortgage should be explained by professionals in a clear and concise manner, and in simple English too! Padraig is an advocate of one to one personal service backed up with strong honest & impartial advice, speedy process, with friendly feedback and communication.
QFA, LIA, IPAV, Certificate Auctioneer and Valuer, Prof. Diploma Financial Advice, H.Dip Property Management and Valuation.
David is our Residential Lending Director and has been with the company since 2000. David initally worked as a property professional before joining IMS and believes that his unique position gives him insight into the Mortgage market that is missing from most professional advice. David takes particular satisfaction in guiding First-Time Buyers and one off home builders through the process of acquiring a home.
BBS (Hons), QFA, LIB
Michael believes that his experience working in the Mortgage department of a leading financial institution for over 15 years gives him a unique insight into how banks view Mortgage applications and that this knowledge of how 'banks think' is a key factor in obtaining an efficient Mortgage approval for our clients.
QFA, RPA
Paula has over 20 years experience in providing independent advice to clients and believes that this experience places IMS in the perfect position to advise our Mortgage customers of the best insurance policy for their Mortgage needs. As always Paulas core recommendation is that impartial & unbiased advice is paramount to ensuring clients receive the best cover at the cheapest price in the marketplace.
IMS Financial is regulated by the Central Bank of Ireland as a Financial Advisory and Mortgage intermediary under Consumer Credit Act and Multi Agency Intermediary under 2005 Mediation Regulations. Copies of our regulatory authorisations are available by request.
IMS Financials principal business is to provide advice and arrange transactions on behalf of clients in relation to Mortgage/ Life and Pension/ Specified Illness/ General insurance/ Debt Management/ Mortgage Repayment Protection Insurance on the products offered by the product producers from whom a written letter of appointment is held. A full list of mortgage providers, lending agencies, insurers, product producers with which IMS Financial deal can be made accessible upon inquiry.
Our full terms and conditions are available upon request.
Data Protection
IMS Financial Services complies with the requirements of the Irish Data Protection Act 2018 & the General Data Protection Regulation (GDPR) 2018.
IMS may hold and use the information that you provided or that has been provided on your behalf on computer file, in any dematerialised form or in written hand copy and may pass the information to a third party for administration, regulatory, customer care and service purposes. This information will not be transmitted to any other party other than in accordance with law and any consent that you may have provided.
Ready to start your mortgage journey with clonmelmortgages.ie? That's great! Give our team a call or send us an email and we will get back to you as soon as possible!
052 6121471
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