Providing Professional Mortgage Advice

When you need it most

Why choose IMS Mortgages Clonmel

"We believe professional impartial/unbiased mortgage advice can add significant value. It is because of this belief that we provide a service that does much more than simply choose the cheapest rate."
-Padraig Moloney, IMS Mortgages

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IMS Mortgages Clonmel... A better choice of Mortgage

Our mortgage adviser / broker will:

Identify your unique mortgage requirements.

Provide clear and simple explanations of confusing mortgage jargon.

Complete market research of mortgage lenders and create a suitable lender shortlist

Assist in completing the mortgage application and position application for approval

Submit application with lender and commence lender negotiations

Liaise with third parties such as selling agents, solicitors, engineers, valuers, etc to ensure mortgage is completed efficiently.

Manage the final completion process to make certain mortgage funds are released to complete mortgage

For more information on your mortgage options please download our free mortgage guide below

View our Mortgage guide

Mortgage Services

1st Time Buyer Mortgage

Looking for your first home then talk to Clonmel Mortgages today. We will take you through all the options.

Trading Up Mortgage

Do you want to trade up from your current house but don't know where to start, then we are here to help. Talk to Clonmel Mortgages today.

Mortgage Switcher

Please click above for our dedicated Mortgage switcher website.

Buy To Let Investment

Do you feel now is the right time to invest or expand your portfolio, We can help you navigate the market and make the right choices.

Self Build Mortgage

Building your own home can be one of the most rewarding ventures ever but also a mine field of paperwork and regulations. Our team are there through every stage.

Debt Consolidation

We provide mortgage and debt restructuring services and ensure our customers are in a position to avail of the very latest debt restructuring options.

Visit our dedicated Debt Management website for more details.

Employee Mortgage Workshop

At Clonmel Mortgages we provide in-house Mortgage Workshops for company employees. Companies do find this service, at no cost , to be of great benefit to their employees, giving each employee a better understanding of the mortgage market.

Why People choose us:


with over 19 years of experience in the Mortgage market we are well placed to offer expert advice.


Individual approach to each and every client. We understand that no two clients have the same needs


Combination of experience and knowing our clients help us to find the perfect solution to your needs.

Our Mortgage Team

Established in 1999, We at IMS Mortgages pride ourselves on being an experienced, qualified & professional firm of Mortgage Advisers.

  • Padraig Moloney

    Padraig Moloney

    Director of Mortgage Services

    BBS, QFA, MMII (Grad), APA ( Debt Management Services), Certificate Residential Mortgage Arrears

    Padraig our Director of Mortgage services has over 20 years of mortgage and financial advisory experience and is with the business as its founding member since 1999. Padraig believes that advice concerning a customers mortgage should be explained by professionals in a clear and concise manner, and in simple English too! Padraig is an advocate of one to one personal service backed up with strong honest & impartial advice, speedy process, with friendly feedback and communication.

  • David Tierney

    David Tierney

    Residential Lending Director

    QFA, LIA, IPAV, Certificate Auctioneer and Valuer, Prof. Diploma Financial Advice, H.Dip Property Management and Valuation.

    David is our Residential Lending Director and has been with the company since 2000. David initally worked as a property professional before joining IMS and believes that his unique position gives him insight into the Mortgage market that is missing from most professional advice. David takes particular satisfaction in guiding First-Time Buyers and one off home builders through the process of acquiring a home.

  • Michael Power

    Michael Power

    Mortgage Case Manager

    BBS (Hons), QFA, LIB

    Michael believes that his experience working in the Mortgage department of a leading financial institution for over 15 years gives him a unique insight into how banks view Mortgage applications and that this knowledge of how 'banks think' is a key factor in obtaining an efficient Mortgage approval for our clients.

  • Paula Stapleton

    Paula Stapleton

    Mortgage Protection Specialist

    QFA, RPA

    Paula has over 20 years experience in providing independent advice to clients and believes that this experience places IMS in the perfect position to advise our Mortgage customers of the best insurance policy for their Mortgage needs. As always Paulas core recommendation is that impartial & unbiased advice is paramount to ensuring clients receive the best cover at the cheapest price in the marketplace.

  • IMS

Terms of Business

IMS Financial is regulated by the Central Bank of Ireland as a Financial Advisory and Mortgage intermediary under Consumer Credit Act and Multi Agency Intermediary under 2005 Mediation Regulations. Copies of our regulatory authorisations are available by request.

IMS Financials principal business is to provide advice and arrange transactions on behalf of clients in relation to Mortgage/ Life and Pension/ Specified Illness/ General insurance/ Debt Management/ Mortgage Repayment Protection Insurance on the products offered by the product producers from whom a written letter of appointment is held. A full list of mortgage providers, lending agencies, insurers, product producers with which IMS Financial deal can be made accessible upon inquiry.

Our full terms and conditions are available upon request.

Data Protection

IMS Financial Services complies with the requirements of the Irish Data Protection Act 2018 & the General Data Protection Regulation (GDPR) 2018.

IMS may hold and use the information that you provided or that has been provided on your behalf on computer file, in any dematerialised form or in written hand copy and may pass the information to a third party for administration, regulatory, customer care and service purposes. This information will not be transmitted to any other party other than in accordance with law and any consent that you may have provided.

Clonmel Mortgages : 8 Sarsfield St Clonmel

Click HERE for directions


Let's Get In Touch!

Ready to start your mortgage journey with That's great! Give our team a call or send us an email and we will get back to you as soon as possible!

052 6121471

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